Privacy Policy
Millionaire Marketing — produced by Millionaire Marketing FZ · Last Updated: July 1, 2026
1. Introduction and Scope
Millionaire Marketing is a financial publication produced by Millionaire Marketing FZ (“Company,” “we,” “us,” or “our”), registered in the United Arab Emirates. This Privacy Policy explains how we collect, use, store, share, and protect information when you visit our website, subscribe to our newsletter or SMS alerts, or otherwise interact with our services (the “Services”).
We operate in line with the UAE Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data (PDPL) and, where applicable to our users, with the California Consumer Privacy Act as amended by the California Privacy Rights Act (“CCPA/CPRA”), the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, and Federal Trade Commission (FTC) guidance. Our servers and service providers (including Beehiiv) may be located in the United States. By using the Services, you agree to this Policy.
2. Information We Collect
2.1 Information you provide directly. When you join our newsletter or SMS alert program, we ask for your email address and, if you opt in to SMS, your mobile phone number. We also keep a record of any correspondence when you contact support.
2.2 Information collected automatically. When you use our website and emails (delivered via the Beehiiv platform), we automatically collect:
- Email engagement data: through tracking pixels/web beacons, whether and when you open a message and which topics you engage with (for example, retirement vs. markets), so we can tailor our content to your interests.
- Technical data: device and browser type, IP address, and date/time stamps, used for analytics and to protect the Services from spam bots and security threats.
- Cookies and similar technologies: used to remember your preferences and measure our own site and campaign performance. You can control cookies in your browser settings (see Section 8).
2.3 Supplemental information. Where lawful, we may supplement the information you give us with limited attributes from reputable data providers to improve the relevance of the content and offers we send. We use this information for our own internal purposes only; we do not use it to sell or share your personal data (see Section 5).
3. How We Use Your Information
We use your information to:
- Deliver the Services: send you the newsletters and SMS market briefings you signed up for, covering financial markets, retirement, investing, and related topics.
- Provide relevant content and offers: tailor what we send (for example, retirement planning vs. market commentary) and, from time to time, include products, services, and offers that may interest you. Some products or offers featured in our content are provided by third parties with whom we have a commercial relationship, and we may be compensated when readers act on them (see our Terms & Conditions). This never changes the price you pay, and it does not involve handing your personal data to those third parties for their own marketing.
- Analyze and secure: understand aggregated trends, improve the Services, and protect our community from spam bots and security threats.
- Comply with law: meet our legal obligations and prevent fraud and abuse.
4. SMS Marketing and Communications
4.1 Consent and message types. If you provide your mobile number and opt in, you agree to receive recurring automated marketing and informational text messages from Millionaire Marketing, which may include market briefings, promotional offers, and important updates. Consent to receive texts is not a condition of purchasing any product or service.
4.2 How consent works. Your SMS opt-in constitutes your prior express written consent under the TCPA to receive automated/autodialed text messages from us. You may withdraw consent at any time.
4.3 Frequency and cost. Message frequency varies with the type of communication. Message and data rates may apply depending on your mobile carrier.
4.4 Opt-out and help. Reply STOP (or UNSUBSCRIBE, QUIT, END, or CANCEL) to any message to stop marketing texts; reply HELP for assistance. You may revoke consent by any reasonable method, and we honor opt-out requests promptly and within the timeframe required by applicable law. Opting out of marketing texts will not affect transactional or service-related messages. We observe applicable messaging time-of-day restrictions based on your location.
4.5 Non-sharing of mobile data. Your mobile phone number and SMS opt-in data are never sold, rented, leased, or shared with any third parties, affiliates, or partners for their own marketing or promotional purposes. This is a strict, standing commitment.
5. How We Share Information (Non-Sharing Commitment)
We do not sell your personal data, and we do not share it with third parties for their own marketing. We disclose information only in these limited ways:
- Service providers / processors: trusted vendors who process data solely on our behalf and under contract — for example, our email platform (Beehiiv Inc.), hosting, and analytics providers. They are contractually forbidden from using your data for their own purposes.
- Pass-through model: we may feature offers from partners and use your engagement data to decide which are most relevant, but we do not hand over your contact details to those advertisers. Data reaches a partner only if you click through and sign up with them directly, at which point their own privacy policy governs.
- Legal and safety: where required by law or valid legal process, or to protect our rights, our readers, or the security of the Services.
- Business transfers: in connection with a merger, acquisition, or sale of assets, subject to this Policy.
We do not sell or share your personal information for cross-context behavioral advertising, and mobile/SMS data is subject to the strict non-sharing commitment in Section 4.5.
6. Legal Basis for Processing (UAE PDPL)
We process personal data on the basis of (a) your consent, given when you subscribe to the newsletter or SMS alerts; and (b) our legitimate interests in operating, marketing, and securing the Services in a manner not overridden by your rights.
7. Cross-Border Data Transfer
We are based in the UAE, and the technology we use to send emails and messages (including Beehiiv) is hosted on secure servers in the United States and other countries. By joining, you consent to the transfer, processing, and storage of your data outside your country of residence, with appropriate safeguards, so that we can deliver your content.
8. Cookies, Analytics, and Your Choices
We use cookies and similar technologies for essential site functions, to remember your preferences, and to measure our own site and campaign performance. You can control cookies through your browser settings. We honor recognized opt-out preference signals, including the Global Privacy Control (GPC), as a valid request to opt out of any sale or sharing where applicable. We do not use third-party advertising cookies to share your data for others’ cross-context behavioral advertising.
9. Your Rights and Choices
9.1 All users (UAE PDPL). You may request access to your data, correction of inaccuracies, and deletion (the “right to be forgotten”), and you may withdraw consent to processing at any time.
9.2 California residents (CCPA/CPRA). You have the right to know, access, correct, and delete personal information; to opt out of the sale or sharing of personal information; and to limit the use of sensitive personal information. We do not sell or share your personal information as those terms are defined under the CCPA/CPRA. We will not discriminate against you for exercising your rights. You may exercise these rights, including through an authorized agent, using the contact details in Section 13, and we honor the Global Privacy Control.
9.3 Verification. We may need to verify your identity before acting on a request.
10. Data Retention
We keep personal data only as long as needed for the purposes described here or as required by law. In particular, we retain records evidencing consent (including SMS opt-in) for at least four (4) years, and opt-out/suppression records for as long as required to honor your choice, up to ten (10) years, consistent with applicable law.
11. Children’s Privacy
Our content covers adult financial topics such as retirement and investing, and is intended for adults (18+). We do not knowingly collect personal information from anyone under 18. Subscription requires confirmation that you are at least 18 years old.
12. CAN-SPAM Compliance
We never use misleading subject lines, we identify the sender and include our physical postal address in marketing emails, and we honor unsubscribe requests promptly.
13. Contact Us
Millionaire Marketing FZ — 35V6+54, Al Sufouh, Dubai Internet City, Dubai, United Arab Emirates.
14. Changes to This Policy
We may update this Policy as our business evolves by posting a revised version with a new “Last Updated” date. Your continued use of the Services after changes take effect constitutes acceptance of the updated Policy.