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A collection of articles, research, and commentary covering gold, macro trends, and global markets

The Dial Tone That Was Doing More Than You Thought

In March the Federal Communications Commission adopted an order that makes it substantially easier for a telephone company

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The Half of the Pipe That Belongs to You

Federal drinking water rules finalized in late 2024 gave roughly twenty-six thousand water systems a hard deadline:

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The Income Cut That Arrives at Maturity

The Federal Reserve has now cut its benchmark rate six times across 2024 and 2025, including three cuts

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The Hospital That Closes One Department at a Time

The annual rural health analysis published this year put 417 rural hospitals in the vulnerable-to-closure category,

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The Raise That Is Measured With Somebody Else's Cart

Sometime in mid-October the Social Security Administration will announce the cost-of-living adjustment for 2027, and

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The Fraud Control That Was Never on Anyone's Budget

Roughly fifteen percent of American bank branches disappeared over the decade through 2024, and the pace has not

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Why a Caregiver Shortage Never Looks Like a Shortage

The direct care workforce, meaning home care aides, personal care attendants, and nursing assistants, is now roughly 5.

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The Discount That Runs Through Your Pharmacy's Bank Account

The first ten drugs negotiated under Medicare's drug price program took effect at the start of

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The Insurance Decision a Paid-Off House Hands You

State insurance regulators released their first national analysis of the homeowners market this summer, covering seven years of

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