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A collection of articles, research, and commentary covering gold, macro trends, and global markets
The Fraud Control That Was Never on Anyone's Budget
Roughly fifteen percent of American bank branches disappeared over the decade through 2024, and the pace has not
John Stone
Why a Caregiver Shortage Never Looks Like a Shortage
The direct care workforce, meaning home care aides, personal care attendants, and nursing assistants, is now roughly 5.
John Stone
The Discount That Runs Through Your Pharmacy's Bank Account
The first ten drugs negotiated under Medicare's drug price program took effect at the start of
John Stone
The Insurance Decision a Paid-Off House Hands You
State insurance regulators released their first national analysis of the homeowners market this summer, covering seven years of
John Stone
The Power Bill That Arrives Before the Data Center
The regional grid operator that runs the power market across thirteen states and Washington, D.C. finished its
John Stone
The Medical Debt Rule That Got Reported as Real
Federal regulators finalized a rule last year banning medical debt from credit reports entirely, a genuinely significant consumer
John Stone
The Eviction That Doesn't Look Like an Eviction
Federal law has protected nursing home residents from being kicked out without cause since 1987, requiring facilities to
John Stone
The Subsidy That Was Hiding Your Real Drug Premium
Medicare Part D premiums have looked relatively stable for the past three years, holding in a range most
John Stone
The Approval You Were Never Supposed to Need
Traditional Medicare has always had one clear advantage over Medicare Advantage in the minds of many beneficiaries who
John Stone
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